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How RateGravity Works

1. MODERN TECHNOLOGY SECURELY COLLECTS YOUR INFORMATION -

Easy to answer questions allow RateGravity to assess your profile

2. RATEGRAVITY ANALYZES YOUR RESPONSES AND ISSUES YOU A PRE-APPROVAL LETTER - 

RateGravity's pre-approval letters are issued according to national lending standards in addition to the underwriting guidelines of local lenders in its network  

3. GET ASSIGNED YOUR OWN PERSONAL MORTGAGE EXPERT -

A RateGravity mortgage expert is here to guide you on-demand

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About RateGravity

RateGravity is an unaffiliated mortgage service with on-demand personal mortgage experts committed to securing consumers home loans from certified local lenders that offer discounted interest rates. RateGravity is powered by software that ensures borrowers will be qualified according to a universal set of underwriting guidelines and a lender optimization tool that instantly assesses a customer's ability to close. 

Since launching in 2016, RateGravity has worked with hundreds of customers and through the use of its technology 100% of the pre-approval letters issued by RateGravity have translated into approved loans. In addition, RateGravity customers have saved an average of $30,000 over the life of their loan due to its arrangement with its network of certified local lenders. For all of this, RateGravity has earned a Net Promoter Score of 96 from borrowers and real estate agents, which reflects the highest customer satisfaction rate in the mortgage industry. 

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Frequently Asked Questions About RateGravity

Who is behind RateGravity?

RateGravity was founded by Patrick Boyaggi & Mike Tassone. Prior to founding RateGravity, Patrick and Mike led the residential lending division for the top home loan lender in Massachusetts. Between 2010 and 2016, they oversaw the closing of more than 30,000 loans.

How strong are RateGravity pre-approvals?

RateGravity's pre-approvals are underwritten to industry guidelines and endorsed by a network of lenders. In fact, thus far, 100% of clients to whom RateGravity has issued pre-approvals, that went under agreement on a property, closed on their home successfully.

Is RateGravity a lender or a broker?

RateGravity is licensed as a mortgage broker but acts as a personalized, technology-enabled mortgage service to help its customers find the optimal lender for their transaction.

Is RateGravity affiliated with Callahan Real Estate Group?

No. RateGravity is an unaffiliated mortgage service. We urge all of our customers to evaluate multiple options when trying to find the best mortgage for their situation.

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Testimonials

"My wife and I were both impressed by how easy RateGravity was to work with, how they answered all of our questions and concerns in a timely and professional manner, and how they made us feel very comfortable and at ease when making such a large decision for our family."

-Mark R, First Time Homebuyer, Newton, MA

"I had a great experience working with RateGravity to explore new mortgage options for our house. They were professional, pro-active, and found us an incredible rate! I could not recommend them more highly.

-Rachel, Brookline, MA

"We felt supremely confident throughout the entire process and, even when timing was tight at the end, RateGravity supported us during the final stretch to help us close right on schedule."

-Sarah S, Weymouth, MA

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NMLS: 1450805